Ongoing Deception: Zai Cards and ‘Gold Points’ in the Auratus Fraud Scandal

After the failure of its initial TAS Vault initiative, Auratus has relaunched with Zai Cards.

Information about Auratus’ revamped Zai Card investment programme was disclosed during a confidential webinar held on August 5th, led by Annie Starky.

Starky, an Australian representative for Auratus, is affiliated with Martene Wallace’s “leadership” team.

Starky was unexpectedly stepping in for Wallace, utilizing her Zoom account because Wallace, along with other Auratus promoters, had been called to a confidential meeting with Josip Heit in Croatia.

Josip Heit is the owner of GSB Gold Standard Corporation, through which he has orchestrated various fraudulent investment schemes, both directly and indirectly.

These schemes include GSPartners, Swiss Valorem Bank, GSPro, Billionico, and Auratus. Heit hails from Croatia and is thought to possess a Croatian passport, which is significant since Croatia, like many nations, does not extradite its passport holders.

After discussing world economies and gold for around twenty minutes (notably, Auratus is unrelated to real gold), Annie Starky shifts the conversation to Auratus’ latest investment venture, the Zai Card scheme.

The foundational concept of Auratus’ Zai Card investment scheme mirrors that of its failed TAS Vault scheme.

This company takes the gold and puts it into a decentralized space. It’s actually physical gold held on a digital platform.

Auratus investors are misled into thinking they are investing in gold, yet they never actually see the gold nor is there any verifiable evidence of its existence.

Instead, what they are truly investing in are “gold points,” which are conjured out of nothing and hold no value outside of the Auratus system.

This process is facilitated by Auratus’ relatively new Zai Cards.

[You] buy something called a Zai Card, which is a smart-contract.

Buy a Zai Card and then store [and] earn more gold, as a result of storing it on that Zai Card.

It’s important to clarify that, despite being represented as actual cards, Auratus’ Zai Cards are purely fictional.

They serve solely as a means to monitor the potential investment capacity of an Auratus investor. Before delving into Auratus’ new Zai Card investment program, there are several key points I want to connect.

The entire scheme of investing in nonexistent gold is essentially a revival of Karatbars International, a failed pyramid scheme that transitioned into a cryptocurrency Ponzi scheme with significant involvement from Josip Heit.

Zai Cards, along with the smart contracts claimed to be associated with them, represent a rebranding of GSPartners’ deceptive metacertificates (also known as metaportfolios) investment scheme.

In summary, cryptocurrency investors commit their funds with the expectation of receiving returns over a predetermined timeframe.

As GSPartners’ return on investment obligations continued to escalate uncontrollably, they introduced a “Victorious” certificate, which guaranteed 17.6 million USDT in return for a 100,000 USDT investment.

This offering was part of GSPartners’ concluding “success series” certificates, the specifics of which are illustrated below (click to enlarge):

GSPartners’ certificate program has been issued more than a dozen regulatory fraud alerts from various nations.

Additionally, a GSPartners promoter was apprehended in South Africa as part of an ongoing criminal investigation.

These alerts and the arrest are why Auratus is being promoted discreetly. You will not find Heit or any promoters openly admitting to the existence of Auratus.

Regarding the details of Auratus’ Zai Card investment program, investors are approached with the false premise of acquiring gold.

The process begins with acquiring a Zai Card, which can then be “loaded” with gold that has been purchased, specifically in the form of invested cryptocurrency.

In GSPartners, investors similarly “load” their acquired “metacertificates” using this method. While investment in cryptocurrency flows into Auratus, the returns from the Zai Card are distributed in “TAS Gold Points” (TGP).

One of the things we’ve got to be mindful of is, y’know we can’t say it’s an investment because that’s giving financial advice. We can’t say it’s income, because what they pay you… and it’s a bit like saying, um they pay you in loyalty points.

It’s called Tas Gold Points. So you get paid in loyalty points.

With Auratus, you earn gold points every time you buy your gold and you gold goes through a circuit system.

In Auratus’ first fraudulent investment scheme, the “circuit system” was called a “vault cycle”. It’s the same thing, they’ve just changed the name.

Every two weeks you will be earning gold points on your Zai Card, which you can then change into whatever you want.

In summary: investing in cryptocurrency through a Zai Card results in a passive return on investment in the form of “gold points” every two weeks, which can be withdrawn on a “TAS Card” as long as Auratus permits.

This is Auratus’ “latest” investment plan. While the names have changed, the core issue of securities fraud persists.

The key is to get in now and that’s why I say don’t procrastinate.

It’s $606 Australian Dollars to purchase the Gold Zai Card. And it takes, it’s 5 grams to load. And so you actually have to look at 5 grams to purchase, 5 grams to load.

So you do that twice, it’s about twelve hundred and thirteen dollars to purchase right now.

Now it tells you there, that you’re gonna get a monthly maximum reward of a thousand TAS Gold Points.

Well actually you’re not. You’re gonna get more, because we’re in a special promotion period right now and this is what I’m really excited about.

And that’s why I’m saying don’t procrastinate. Don’t think about this, just think “What have I got? What can I liquidate fast?” Y’know, sell gym equipment, sell stuff that you’re not using. Yeah sell the TV, it’s useless.

Um, so that’s interesting because what you get now is you actually receive um… well you’re actually gonna receive about 18.34 grams from your loyalty points. So 1834 as opposed to 1000 [grams].

So you’re gonna get 1834 Tas Gold Points for this, and so that works out to be around about $2203 AUD.

Now remember when I said you get these points delivered to you twice a month? They come in two payments. So in the course of a month they get paid to you … twice a month.

So if we liquidate that into Australian Dollars it’s about $95 [that] will come into your dashboard as gold, and you choose what you want to do with that.

And at the end of the two years, this works out to be 2.33x what you initially put in.

In conclusion, the Auratus Gold Zai Card tier requires an investment of about $1213, with the potential to generate a $2203 passive return, disbursed roughly at $95 every two weeks over a span of two years.

There are various investment tiers available for Zai Cards, with some priced lower and others higher. The “horse” tier, for instance, amplifies both the investment and ROI figures of the gold tier Zai Card by approximately 525%.

Starky asserts that investors in the “horse” tier can expect to receive $7542 AUD within a year.

You’re going to get about $390 AUD back per month when you sell or exchange. And at the end of the twelve months you’re approximately going to get um, times two more. You’re going to get twice as much as you put back in.

Above the “horse” tier of the Zai Card tier is the “panda” tier, which Starky asserts offers a return of “2.36 times back.”

What’s the price of 75 grams in euro? Then what’s the price of 75 grams to store the gold?

You’re actually going to get back 2796 grams there, for the “panda” [tier]. Which works out to be 2.36x the amount of money you initially put in.

The tier that ranks above the “panda” Zai Card is known as the “fighting fish” tier.

The “fighting fish” [tier] at the moment is returning about 2.5x what you put in over twenty-four months. So in 24 months you get your money back.

The “bull” tier is positioned above the “bull Zai Card” tier.

The “bull” [tier], the next one, is uh over thirty-six months. The last four cards goes over three years and you get 3.4x your return. And then the others are even bigger.

Starky continues to explore the remaining Zai Card investment tiers offered by Auratus, concluding with the “dragon” tier.

That’s about $1.5 million to purchase the Zai Card, about $1.5 million to load and to get an extraordinary amount back, which I have here somewhere.

You get, on that one, you get uh the dragon? Yep, 2.2x what you originally put in.

Due to the deceitful nature of its Zai Card investment scheme, Auratus omits this information from its website.

GSPartners’ promised returns from “metacertificates” were never actually paid out. As previous certificates reached their expiration, GSPartners introduced new certificates and promotions to conceal the fact that previously invested funds had been stolen. In December 2023, GSPartners fell apart and soon began shutting down investor accounts. It is estimated that hundreds of millions have been lost and remain untraceable.

If Auratus manages to endure, expect new Zai Card tiers to be introduced as existing tiers expire. Regarding promotions, it seems that Auratus’ Zai Card investment scheme employs the same MLM compensation structure as its failed TAS Vault scheme.

Neither Auratus’ original TAS Vault nor its Zai Card revival investment scheme is registered with any financial regulatory bodies.

Following a securities fraud warning from US authorities concerning Auratus’ collapsed TAS Vault scheme, the company has blocked access to its website in Texas.

Auratus’ website can still be accessed from various locations within the country. However, due to significant losses suffered by US investors following the collapse of GSPartners, Auratus currently has no known promotional activities in the US.

Instead, the scheme is mainly being advertised in Australia alongside its sister pyramid scheme, Billionico. Promotion efforts for both Billionico and Auratus in South Africa were halted after the arrest of Neil de Waal in June.

Consequently, South African promoters connected to GSPartners and Billionico/Auratus have since removed their social media presence and dispersed. In November 2023, Australian authorities issued a fraud warning regarding GSPartners, and ASIC has yet to release a subsequent fraud warning for Billionico/Auratus.

Footnote: Martene Wallace and her Auratus downline frequently conduct marketing webinars, but these sessions are typically deleted shortly after they go live.

This is the reason I haven’t provided a direct link to Annie Starky’s Auratus webinar from August 5th.